Open-Loop EMTs

Open-Loop EMTs
for Global Digital Money

Interoperable, fiat-backed payment rails that scale beyond closed ecosystems - powered by NEXUS

Create regulated fiat-backed tokens that circulate openly across markets, rails, and partners - enabling broad acceptance, liquidity, and real-time settlement. With NEXUS, open-loop EMTs are fully compliant, bank-grade, and designed for global value transfer.

Multi-Chain MiCA-Aligned 24/7 Settlement Global Reach

Fiat-backed tokens built to circulate widely

Open-loop Electronic Money Tokens (EMTs) are fiat-backed digital tokens designed to circulate widely - not just within a closed, permissioned ecosystem. They serve as building blocks for next-generation global payments and treasury infrastructure.

Cross-Platform Acceptance

Accepted across platforms, partners, and markets - not confined to a single network

Secondary Market Liquidity

Enable trading and liquidity on exchanges, OTC desks, and DeFi protocols

Broad Interoperability

Integrate with exchanges, custodians, wallets, and partner networks

Fully Compliant

Regulatory compliance backed by a licensed issuer operating under supervision

Internet-native currency infrastructure - always on, 24/7, instant, and frictionless.

How open-loop works

Tokens flow freely between the Issuer, CASPs, Exchanges, Market Makers, and Customers - with Bank Accounts providing fiat rails and reserve backing.

Issuer
Bank Account
CASP
Exchanges
Market Makers
Customer

Full-stack open-loop EMT infrastructure

Design, issue, integrate, and operate open-loop stablecoins with full regulatory alignment and enterprise readiness.

EMT Issuance & Lifecycle APIs

Complete API layer for token minting, issuance, transfers, redemption, and lifecycle management - with full audit trail and compliance controls.

Blockchain-Agnostic Settlement

Deploy on multiple blockchain networks - including Ethereum, Algorand, Polygon, and more. Choose the chain that fits your performance, cost, and ecosystem requirements.

White-Label Wallets & SDKs

Branded wallet applications and integration SDKs for seamless end-user experiences. Abstract blockchain complexity behind familiar financial interfaces.

Compliance & AML/KYC

Built-in compliance tooling, transaction monitoring, and audit logs

Liquidity Ready

Secondary market and exchange integration for token liquidity

Token Governance

Control token logic, governance rules, and participant flows

Banking Integration

Funding and redemption rails via regulated banking partners

Key Management

Enterprise-grade key management and wallet infrastructure

Audit & Reporting

Supervisory reporting, reserve reconciliation, and auditor access

Control the token logic, governance, and participant flows - while NEXUS handles compliance and settlement infrastructure.

Tokens that travel beyond the platform

Open-loop EMTs built on NEXUS are purpose-built for broad integration - not siloed inside a single network.

Cross-Platform Payments

Tokens flow freely between platforms, services, and partner ecosystems - enabling seamless value transfer across organizational boundaries.

Treasury & Liquidity

Real-time cash pooling across geographies, instant settlement with global counterparties, and collateral posting for institutional applications.

Global Settlement

Cross-border payments and global payroll with instant settlement - even when traditional banking rails are not available. Always on, 24/7.

Wallet Ecosystem

Native-ready for custodians, wallets, and self-custody solutions

Exchange Integration

Listed and tradable on regulated liquidity venues and exchanges

Marketplace Money

Platform and marketplace payment rails with instant settlement

DeFi Protocols

Compatible with on/off-ramps and decentralized finance protocols

Tokens are native-ready for broader financial ecosystems - including wallets, custodians, and regulated liquidity venues.

One Token. Multiple Blockchains.

NEXUS supports multi-chain deployment, allowing open-loop EMTs to settle across different blockchain ecosystems based on performance, cost, and ecosystem requirements.

Blockchain-Agnostic Architecture

Connect to proven distributed ledger networks chosen for performance, reliability, and low transaction costs. NEXUS abstracts the blockchain layer so you focus on business logic.

Performance at Scale

Deterministic finality and high throughput across all supported chains. Instant settlement independent of traditional banking hours - transactions process 24/7, 365 days a year.

Broad Ecosystem Reach

Deploy across Ethereum, Algorand, Polygon, and other networks to maximize ecosystem reach and liquidity access across different blockchain communities.

Regulated foundation for open-loop issuance

NEXUS supports open-loop EMT issuance in tandem with regulated entities - creating a trusted foundation for partners, counterparties, and end-users.

Fully Fiat-Backed

Every token is backed 1:1 by fiat reserves held in Tier 1 European banks and safe government bonds, segregated from company assets.

MiCA-Aligned Issuance

Built to align with European and global regulatory frameworks, including MiCA E-Money Token requirements - combining blockchain programmability with regulatory compliance.

Transparency & Auditability

Auditability, transparency, and risk controls embedded in operations. Regular reserve audits ensure adequacy, and all transactions are traceable on-chain.

Tier 1 Bank Reserves

Reserves held in regulated European banking partners

Audited Reserves

Transparent auditing with segregated reserve accounts

Redeemable at Par

Token holders can redeem to fiat at par value at any time

Licensed Issuer

Issued by licensed, regulated entities under supervisory oversight

A trusted foundation for partners, counterparties, and end-users to transact with confidence.

Robust lifecycle tooling

Open-loop EMTs on NEXUS benefit from enterprise-grade lifecycle management - from minting to redemption.

Mint & Burn

Controlled token creation and destruction to maintain supply discipline

On-Chain Settlement

Deterministic finality with blockchain-native settlement

Compliance Gating

Transaction monitoring and compliance checks at every stage

Redemption Rails

Fiat off-ramp via partner banks for seamless conversion

Key Management

Wallet and key-management integrations for broad usage

Native Controls

Freeze, recover, reverse, and redeem - built into the protocol

Where open-loop EMTs deliver value

Whether enabling international commerce or platform-level monetary flows, NEXUS provides the foundation to scale.

Connected Global Payments

Instant cross-border settlement with suppliers, customers, and partners globally. Move value at the speed of the internet - even when traditional banking rails are not available.

Corporate Treasury

Real-time cash pooling across geographies, instant settlement, and on-chain collateral posting. Eliminate correspondent banking delays and reduce treasury management costs.

Market-Ready Digital Money

Distribute through OTC brokers, trading platforms, exchanges, and on/off-ramps. Open-loop tokens integrate with regulated liquidity venues for genuine market accessibility.

Tokenized B2B Value Transfer

Automate settlement between business partners across supply chains and service networks. Reduce reconciliation overhead and eliminate multi-day payment delays.

Liquidity & Programmable Cash

Enable yield generation through tokenized money markets, collateral posting for institutional applications, and programmable cash flows across financial ecosystems.

Partner Networks

Build interoperable payment rails across partner ecosystems. Enable P2P payouts, global payroll, and value transfer between connected platforms and services.

All payments settle instantly on-chain - with full compliance, broad interoperability, and 24/7 availability.

EURQ & USDQ - Regulated Euro and Dollar Stablecoins

EURQ and USDQ are open-loop stablecoins issued by Quantoz Payments, a licensed e-money institution regulated by De Nederlandsche Bank (DNB). They operate as MiCA-compliant E-Money Tokens - settling payments globally in seconds across multiple blockchain networks.

Built on NEXUS, EURQ and USDQ demonstrate the full open-loop model: multi-chain deployment, exchange listings, global settlement, and reserves held in Tier 1 European banks - all distributed through OTC brokers, trading platforms, and DeFi protocols.

Explore EURQ & USDQ on Quantoz.com

Interoperable. Compliant. Engineered for broad acceptance.

NEXUS enables building open-loop digital money systems. Whether operating as a:

Fintech

Launching a global payment product

Enterprise

Modernizing treasury and settlement

Bank

Issuing digital money at scale

Platform Operator

Building interoperable payment rails

This is how modern digital value competes with legacy rails and moves at the speed of the internet.

Open-loop tokens. Open to the world.

Powered by NEXUS.

Build your open-loop digital money infrastructure today.


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Launch your open-loop EMT infrastructure

From issuance to global settlement, NEXUS provides the complete platform for regulated open-loop digital money.

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